
Legal
Pos Malaysia x SPayLater Motor Insurance Renewal
10 December 2025 - 9 March 2026
1. Eligible Users
All SPayLater users that perform transaction at Post offices and Online at Insurance.pos.com.my.
2. Mechanics
2.1
| Mechanics | Quota | Campaign Period | Remarks |
| 0% instalment fee when 3-months SPayLater instalment plan is selected | N/A | 10 December 2025 - 9 March 2026 | Available exclusively for Pos Malaysia Insurance with a minimum RM500 renewal. |
| 10% OFF, Capped at RM50 | First-come, First- served basis | 10 December 2025 - 9 March 2026 | The rewards will be displayed directly on the payment page. |
2.2 The discounts apply to successful transactions made for all items purchased using SPayLater as the payment method during the Campaign Period ("Eligible Transactions").
2.3 Each Eligible User can enjoy a maximum of one (1) Discount each month during the Campaign Period.
2.4 The utilisation of the Discounts is limited to the Campaign Quota listed above. The Discounts will cease once the Campaign Quota has been fully distributed or at the expiration of the Campaign Period, whichever is earlier.
3. Additional Terms
3.1 This Campaign is organised by Monee Capital Malaysia Sdn. Bhd. ("Monee" or the "Company")
3.2 Personal data provided by Eligible Users will be used for the purpose of this Campaign and in accordance with applicable data protection laws and Monee's Privacy Policy.
3.3 By entering into this Campaign, Eligible Users consent to the use of their names and photographs for promotional purposes at the sole discretion of Monee without further compensation.

